Paiva Realty GroupThe Perrino Team

Buyer Tools • Financing

Get Pre-Approved First

Pre-approval is the single most important thing you can do before starting your home search. We'll connect you with trusted local lenders who can move quickly when you find the right home.

Why Pre-Approval Matters

In a competitive market, sellers take pre-approved buyers more seriously. It also helps you act fast when the right home appears.

What You'll Need

Two years of tax returns, recent pay stubs, bank statements, and a government-issued ID. Most lenders can pre-approve you within 24–48 hours.

Pre-Qualification vs. Pre-Approval

Pre-qualification is a rough estimate based on self-reported info. Pre-approval involves a full credit check and income verification — it's what sellers actually want to see.

Ready to get started?

We can connect you with a trusted RI lender today.

Request a Lender Introduction →